Loans

MyCom Federal Credit Union offers a wide variety of loans and attractive loan rates. Applying for a loan could not be easier and our loan officer will work with you to determine a repayment plan that fits your budget. Repayment can be made simple with payroll deduction or direct deposit.

MyCom Federal Credit Union also offers an attractive Home Equity loan.




Loan Rates Table
Rates effective as of November 1, 2008
All rates are subject to change without notice
Restrictions may apply

Vehicles (2008-2009) - 100% Financing
Term APR*    
60 Months 4.50%    
72 Months 5.50%    
       
Vehicles (2007-2005) - 80% Financing on High Mileage
Term APR*    
60 Months 5.25%    
       
Vehicles (2004-2003)  
Term APR*    
48 Months 8.50%    
       
Used Vehicles (2002 and older)
Term APR*    
See Personal Loans    
       
Motorcycles / Titled Recreational Vehicle: +1.00%
       
Personal Loans ($10,000 Maximum, $20,000 Maximum* Credit Qualified)
Term APR*    
Up to 60 Months 12.99%    
       
Share Secured Loans
Term APR*    
60 Months 3.50%    
       
Recreation Vehicles ($20,000 Maximum)
Condition Term APR*  
New 60 Months 8.00%  
Used 60 Months 9.00%  
       
Home Equity - Fixed Rate ($150,000 Maximum)
Term APR*    
120 Months 6.50% fixed *Save 1% if total financing is less than 50% of value.
       
Home Equity - Prime Rate ($150,000 Maximum)
Term APR*    
120 Months 4.00% (as of November 1, 2008)  
       
Home Improvement ($30,000 Maximum)
Term APR*    
84 Months 7.50% *Save 1% if total financing is less than 50% of value.
       
APR = Annual Percentage Rate
National Credit Union Administration A U.S. Government Agency
***All rates are credit qualified and subject to change-Restrictions may apply***